PHILIPPINES REQUIREMENT TO PURCHASE ANY REAL ESTATE PROPERTIES:

Required Documents for Spot Cash
*Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
Required Documents for Deferred Cash (2 years to pay)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks

Required Documents for BANK Financing ( Be sure that you have no default credit cards/Stafa pending case )
Overseas Contract Workers (OFWs)
* Original Certificate of Employment and Compensation w/ Consular Seal
* Photocopy of Contract of Employment
* Photocopy of Passport (all pages with entries)
* Proof of Remittances (latest 6 months)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
Locally Employed
* Photocopy of Income Tax Return (ITR)
* Original and Notarized Certificate of Employment and Compensation (COEC)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
Self-Employed (Business)
* Photocopy of Business Registration (DTI/SEC)
* Mayor’s Permit
* ITR for the last 2 years
* Original Audited Financial Statements for the last 2 years
* Franchise/OR/CR (for taxi, jeepney, bus operators)
* PTR (For practicing professionals)
* Company Profile (if applicable)
* Picture of Business Establishment
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
For PAG-IBIG Financing: plus 2 years membership or One time lump sum payment to avail
financing loan but without having default Pag-big loan or became a loan guarantor/co-maker.

How to qualify yourself if realy qualified to avail a mortgage / financing loan to determine your financial capacity to pay.
* Your monthly ammortization will be multiplied by 3 in order to get the Bank/Pag-ibig required family
monthly income.
* If in some cases that you can not met the income requirements with your payslip alone. You can use your
some incomes with bank estatement as supporting document for loan approval too.

Important Reminders:
If you are separated be sure to produce the spouse waiver of rights, otherwise you will be disapproved.
However if you can't produce the waiver from your spouse simply call me, maybe I can help you!

During RESERVATION PAYMENT simply bring the initial requirements as follow below:
* Reservation Fee
* 2 pcs. 1x1 Colored ID picture
* Company ID / Government ID / Passport

GUIDE FOR FILIPNO BUYER'S WHO ARE PRESENTLY LEAVING IN ABROAD!
* Select a property that you really like to buy. Get the name of the project, house model, phase number, block number & lot number for
house and lot subdivison. For condominium simply get the unit number, floor number and unit type.
* Authorize a person here in Cebu, Philippines whom you trusted most like your relatives & friends as to be your
lawfull attorney in-fact ( SPA/Special Power of Attorney ).
In some cases that you don't have one, I can volunter myself to be your lawfull attorney in-fact ( SPA/Special Power of Attorney )
* Regarding your reservation payment, it can be sent thru Western Union or thru Bank. Reservation must be paid in person and cash
to the developer/owner of the project by your "authorized person". For your equity payment it can be made thru bank to bank
transfer of account.
* All your documents can be sent to my email except Special Power of Attorney which should be Consolarized and send it via mail
package delivery. However if you think to come back to the Philippines within the calendar year, the consolarization of Special
Power of Attorney is not needed anymore.
* Lastly, you should have to call me in person for a formal transaction and confirmation of your plans. Mrs. Marivil Du / 09228353983 / 3815902 / 2541640